[Remote] Fraud Insights & Emerging Risks Analyst

Note: The job is a remote job and is open to candidates in USA. Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. The Fraud Insights & Emerging Risks Analyst will support the development of fraud prevention capabilities by researching emerging fraud trends, evaluating control gaps, and assisting in the rollout of new tools and technologies. Responsibilities • Monitor industry news, fraud forums, consortium data, and internal trends to identify new or evolving fraud threats • Support enterprise bot-management and act as the Fraud Operations liaison during bot-related incidents, proactively identifying risks, assisting with triage, validating impact, and coordinating rapid remediation steps • Assess and identify risks, including recommending mitigation plans to address impostor-related threats, such as fake websites, phishing emails, scams, and other social-engineering–based attacks • Evaluate, identify and make recommendations to mitigate emerging 1st-party fraud behaviors, including credit washing, dispute abuse, and intentional misrepresentation - to assess potential vulnerabilities within our products and processes • Conduct deep-dive investigations into specific fraud patterns or unusual activity • Summarize findings, prepare briefings, and provide recommendations to Operations leaders, Fraud Strategy and Information Security teams • Analyze fraud risk and support projects around detection gaps, operational processes and control performance to identify improvement opportunities • Help gather requirements and test new controls, which may include rule changes to ensure effective implementation • Research, analyze, and compare existing vendor capabilities and performance, identify insights, and make recommendations to improve fraud detection and prevention effectiveness • Assist in evaluating how emerging fraud patterns could impact current products or processes • Assist in creating analysis and business cases for investments in fraud-prevention tools, automation, and emerging technologies to support strategic decision-making • Contribute to documentation, playbooks, and communications related to fraud changes or enhancements • Build reports and dashboards that track fraud KPIs and control effectiveness Skills • 1–3+ years of experience in fraud analysis, risk analytics, financial crime, or related work • Strong analytical skills and comfort working with data (Excel, BI tools, etc.) • Understanding of common fraud types (identity fraud, ATO, synthetic IDs, social engineering, etc.) • Ability to research independently and summarize findings clearly • Strong communication skills and comfort working cross-functionally • Detail-oriented, proactive, and eager to learn • Experience in consumer lending, banking, fintech, or payments • Familiarity with fraud tools or vendors (e.g., identity verification, device intelligence) • Exposure to fraud rules engines or case management systems • Bachelor's degree in a related field (Criminal Justice, Analytics, Business, etc.) Benefits • Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more! Company Overview • Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources. It was founded in 2013, and is headquartered in Wilmington, Delaware, USA, with a workforce of 501-1000 employees. Its website is Apply tot his job