Loan Processor/File Scrubber (REMOTE)

Remote Full-time
Lensa is a career site that helps job seekers find great jobs in the US. We are not a staffing firm or agency. Lensa does not hire directly for these jobs, but promotes jobs on LinkedIn on behalf of its direct clients, recruitment ad agencies, and marketing partners. Lensa partners with DirectEmployers to promote this job for Insight Global. Clicking "Apply Now" or "Read more" on Lensa redirects you to the job board/employer site. Any information collected there is subject to their terms and privacy notice. Job Description The NON-QM Loan Processor/File Scrubber is responsible for reviewing, verifying, and preparing loan files for submission to underwriting, ensuring compliance with company guidelines and investor requirements. This role focuses on Non-Qualified Mortgage (NON-QM) products, requiring strong attention to detail, organizational skills, and knowledge of alternative documentation programs. Key Responsibilities • Review loan applications and supporting documentation for accuracy and completeness. • Verify borrower information, including income, assets, credit, and property details, according to NON-QM program guidelines. • Identify and resolve discrepancies in documentation before submission to underwriting. • Communicate with loan officers, borrowers, and third-party vendors to obtain missing or corrected documents. • Ensure compliance with federal, state, and investor regulations throughout the loan process. • Prepare and organize loan files for underwriting, maintaining proper documentation and audit trails. • Track and manage pipeline to meet deadlines and service-level agreements. Provide exceptional customer service to internal and external stakeholders. This is a fully remote position, and the candidate can work 9-5 in their time zone. We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to [email protected] learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: Skills And Requirements Minimum 3 years of mortgage processing experience Non-QM And Conventional Loan Experience Is Required. Strong understanding of mortgage lending guidelines, compliance, and documentation requirements Experience in an independent mortgage broker Proficiency in Encompass loan origination software. If you have questions about this posting, please contact [email protected] Apply tot his job Apply tot his job
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